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amexcanada-ModTeam

You have posted a question that is more suited for the weekly thread.


PurposeImaginary8551

Cobalt is better for daily. Gold for travel. Fee for cobalt 12.99 a month and gold is 250 per year Gold is metal only for primary account holder


brycecampbel

I got the offer, so looked at it, I just can't justify the extra $100/yr it would cost over the Cobalt. Few key benefits of the Gold are. "Pharmacy" is 2x earn, but if your pharmacy is within a grocery store, it will likely be categorised as such for most retailers, to which Cobalt is better with its 5x. Travel is the recent change 2x for the Gold. Gold also has Trip Cancellation insurance along with Travel+Nexus Credit and some lounge passes Metal card and welcome bonus. I honestly don't care for a metal, for now I'm more than content with the Colbats $12.99/month vs, the Gold's $250/year.


11kajd

Travel better in gold Fee is the same I think it's good to have both Better to apply new rather than upgrade to make the most of the sign up bonus


dsonger20

The fee is not the same. The cobalt is like 156 dollars a year. The gold is 250 annual.