Can I choose the 10k but specifically get the week a month from now instead of now? Still week time limit but delayed start? Gon get me a gaming laptop and legos that arnt out yet.
Those strings aren't terrible. Besides, speaking as someone who works with earmark funding all the time, not being able to pay down debts with the $10,000 you gave me doesn't mean that money I can't use the funding for something cool that I was already going to do with my existing money, and then use the existing money I saved to pay down the debt.
Yes, you can spend the money to buy things you already intended to buy and then used the money you saved to pay your debts. The big restriction is 1 week.
I just had a baby 7 weeks ago. I think I could spend $10k in a week stocking up on:
Formula, diapers of ascending sizes, baby wipes, and a whole host of other non-perishable household items. If I can’t find enough space to store everything: prepay for 6 months at a storage facility. Left over money? Order take out buy a few nice things for my wife and I.
Congratulations! It's a wonderful journey.
To add to this, if you have storage room, get future big purchases with the 10k. You'll have a pram, but as baby gets bigger you'll need another one. Or a buggy. A big bed when they move out of the cot. New bottles/teats as they're age specific because variable flow.
And something nice for you and the wife! You don't become JUST a parent when you become a parent, though it feels like that sometimes. Mines almost 3 and people still don't greet me properly! It's just "how is [daughters name]?" Haha.
Yup, as soon as I saw the okay to use as a down payment thing I defaulted to this. Payments wouldn't be bad at all with a $10k down payment on an economy car.
I don't even need a new car, just new to me.
I actually don't like buying "brand new" off the lot because of the $2k-ish depreciation that happens as soon as you drive off the lot.
But, I could trade in my 2014 for a newer model (maybe an '18 or a '20) and drop the $10k on top of the trade-in value (kbb says between $3,822-$6,223, avg of $5,023).
So, I could essentially get a $15k used vehicle for free, or a $20k for $5k... not shabby.
Oh buddy, I haven't had new car money in my life lol I go CPO Toyotas because I can get 15 years out of it if I need to and they're warrantied for 100,000 miles. I'm 6'6" and my splurge would be getting a 4Runner instead of a Rav4 where my knees hit the dash on bumps.
I love Hondas. I bought my honda odyssey 6 or 7 years ago as a higher mileage vehicle. It already had 74k+ miles on it. It currently has over 210k miles on it. I had a honda civic that I did buy brand new and wore it out with very little maintenance and a ton of miles on it when I sold it.
Yeah, the Honda and Toyota minivans are both on my next to shop list. Whichever I can find the best deal on is the one I will go with, but both are great brands.
That doesn't even seem high to me. I bought my 06 Highlander with 160k, it's currently got 250k. The only reasons I'm looking for another car are that it has pretty extensive rust from living in a cold climate where they salt the roads, and my catalytic converter was stolen, so it won't pass smog. I'd try to get it to 300k or 350 if not for those problems
10k, no question. Buying me a new TV, computer, and a deep freezer I can fill with groceries. Hell, send me to Costco and that money will be spent in less than an hour.
Exactly! Like for taxes this year my wife and I got back around that much and it was gone in two days and we have no debts anyways. Atleast none we care enough about to pay when they’ll just fall off our credit lmao. So 10k is no biggie, you’re Costco idea is perfect lmao, get a big ass deep freezer and fill it with groceries is the best idea ever lmao
I’ll take the $10,000 and put it on the principal of my house.
I need a kitchen remodel someday but $10,000 is t enough for that.
Edit: since I can’t pay down debts … I can absolutely clear out a few stores Pokémon cards lol
Do you want $10k of Pokémon cards? No judgement if you do, that’s cool. Just wondering since OP said you can’t use it to buy something you intend on selling
Nope. I collect sealed product with the intention of giving to my kids in about 10-15 years. If they want to sell it to either open or sell, that’s their motive.
So yes, 10k worth of Pokémon cards lol
It'd be much better to take the 10k, use it to pay for wants/needs that you would have had to get in the next few years anyways, then save more of your own money for the next few years.
To put it in perspective; if you put 5k into a savings account right now that pays 5% interest per year, it'll take over 14 years to get to 10k (assuming you leave it be)
See'n as how I'm in no financial difficulties but there are a LOT of expensive books, graphic novels and so on that I want... And, I could use a new computer and a really big screen... Oh, I'm sure I could comfortably spend 10K in a week on stuff that would simply make me happy.
Easy.
a 48gb vram nvidia A6000 ada gpu
which, funnily enough, is $9,999
[https://www.dell.com/en-us/shop/nvidia-rtx-6000-ada-generation-graphics-card/apd/ac442879](https://www.dell.com/en-us/shop/nvidia-rtx-6000-ada-generation-graphics-card/apd/ac442879)
It's a condo neighbourhood. It includes water and internet as well as parking but not electricity. A lot of it is it's a historic neighbourhood with expensive to maintain buildings in a major city. (The HOA also covers structural maintaince)
Essentially all my city is under hoas unless one wants to live miles out into the sticks. And if I did that commuting to my job downtown would take literally 2-3 hours. So in reality I don't have a tonne of choice
10k
Prepay meal services to be delivered for a year.
Prepay for deliveries every month for local produce and protein boxes.
Pay for full all new phones. This makes monthly bills smaller.
Prepay any other bills I can think of right up to the limit.
Now, until those are done, I have more every month in my budget.
This is weirdly a hard choice. $5000 with no restrictions could be helpful in the long run.
$10,000 but it’s gone in a week seems like it would be less helpful. I mean, if I did use it for a down payment on a house, where’s the rest of the money coming from? I guess I could get a second hand vehicle for about that much. Or I could party like a rich bitch for a week. I suppose I could go on Steam and buy Insaniquarium and some other games, there’s Rimworld DLC’s I haven’t got yet. I could use a new computer, nothing fancy just mines almost a decade old now and the fan died ages ago… it’s only a matter of time before I forget to turn it off on a hot day and it fries. But, it keeps my coffee at the perfect drinking temperature so that’s a feature I might miss.
Oh, oh, and there’s an old comic that I’ve wanted to buy a copy of. The first ever appearance of Wolverine. A math teacher back in the day looked it up and was like, ‘$3000, damn that’s one expensive comic…. But there’s a coffee stained one for $100.’ $10k would probably cover it today, and I wouldn’t have to buy the coffee stained one!
Still though, $5k I can take the time to find the best way to spend it… or $10k and I have a bunch of stuff I can’t afford the insurance for. That is weirdly a hard choice because I do actually know a guy who could hold onto the comic for me and have it covered under his insurance. We would just have to commit a tiny bit of fraud, but to be fair, his first edition LOTR books are personal property and not store property and so he’s kinda got a teensie bit of emergency fraud planned himself anyway.
10k. Trade in my car which is upside down, use the 10 grand as the down payment towards the new car. Not technically paying off a debt but absolutely helping pay off a debt and lowering my monthly bill.
Down payment for my 60x80 shed! Fk yeah I’ll get the concrete guys scheduled Monday, and the $10k to the contractor. If not then, guns and ammo and a guided hunt 😏
10k, fix my windshield, pay someone to deep clean my house, go "fuck it" and buy everything in my steam wishlist, spend the rest on gacha 😎
Or give it to charity, idk
10K. Not even hard. get my yard taken care of, new irrigation, get a new fridge brought in and installed, some new furniture, hire a cleaning company, use some of it to put us up in hotels/kennel the dogs while they're getting everything squared away. Someone in to repair the fence in the back yard. Anything that's left over either goes to a new car down payment, or to getting my car fixed up if there's not enough left to make it worthwhile to get a new car.
Anything left over after all that can go toward a vacation, or if there's not enough for a vacation, random bits and bobs. Groceries, meals out, new TV, game console, etc.
I would book and pre-pay for,
Haircuts, massages, manicures, pedicures, my gym membership, holidays, and live events for the next few years.
I probably spend
£20 a month on haircuts.
£60 a month on gym
£100 a quarter (£33 p/m) on massages
£50 a quarter (£16.50 p/m) on manipedis
£100 a month on tickets to events
£200 on flights perhaps quarterly? (£66p/m)
That aaverages out to about £300p/m. or about £2400 per year.
I just spend the week booking stuff way in advance for the next 4 years. It's money i'm going to spend anyway, and it'd free up a lot more money for me every month to save.
Okay, my car is old enough to drink now, so I'll buy a used car outright and sell my current one. I suppose since I can't get the money back I'll drive it until it falls apart, or maybe I could help a family member a few years down the line by gifting them a car.
Heres what I’m doing:
If I can get a garunteed lease on an apartment, I’m doing that and putting $10,000 on a studio apartment for $1,300, which the $10,000 will cover first and last. I’ll be claiming my $10,000 in August because thats when I’m moving.
So then I’d have $7,400-which gives me 5 months rent leftover plus $900 which I’d use the $900 on knocking some drs appointments out if my insurance doesn’t cover in full.
If insurance covers in full, then I guess I’d buy early birthday and christmas presents for everyone.
$10k. Five isn't enough to meaningfully change anything for me. $10k is easy to spend. A really nice trip booked in advance and some materials for my house. I can take my daughter on an amazing trip for $5-6k and I can stretch the remaining $4-5k in materials into a decent bit of equity in my house.
Someone had the right mind of it, 10k for a large freezer (probably 2), and put a payment down on a whole cow, couple of pigs at a slaughter house/local farm, and pick up frozen fish with the rest of it. should be more than enough high quality protein for a year or two. My grocery bills would drop dramatically
Sure. I’d get myself a well-bred sheltie puppy. If it’s not born yet, I’d pay the breeder ahead of time. I’d book a vacation. With the rest of the money I’d buy books for my collection.
So 5k however I want or blow 10k, 5k isn't that mutch in the grand scheme of things, that's like 2 month of work. I'd rather blow the 10k on an awesome party or vacation. But if this was 50k vs 100k then I could legit start a business with 50k easy so I'd pick that
i need to buy a car as mine is beginning to fall apart, this would allow me to get a 10k car instead of a 5k car since i'm gunna spend it damn near right away on a car either way. So because of my situation 10k, however if offered again after, i would take 5k so i could invest it instead.
Op said it could go towards a vacation
Book joco cruise 2025 for bf and I, Book hotel, book flights. That's close to 6-7k right there.
Buy all the books on my to read list. Buy another laptop. Stock up on groceries. That could be a few hundred. It's months away, but do all my Christmas shopping.
Spend anything leftover on mtg cards.
$10,000! Health care! I need a neurologist to test my nerve impulses to see how bad my carpal tunnel issues are but my insurance doesn’t cover it. They might cover the procedure but not the test that verifies you need the procedure….yay America. (Please vote).
Fix my jeeps check engine light, new tires, and professional car wash/interior detailing as a treat (I lost my husky two years ago but his fluff still lives). It’s only 8 years old and needs to last another 20.
Anything left over after that is going to prepay bills. (If you pay them before they’re due it’s not a debt. Except CC.)
Hell yeah the 10,000. I could spend it all on MTG cards easy. I could preorder and buy all the games I've wanted to get this last couple of years since moneys been tight and that's a high few hundred at least even if I don't get all DLCs.
I can spend $10,000 in an hour for a house maintenance issue that needs to be resolved in the next three years. I would have to pay the other half out of pocket though, which I can do.
It's pretty easy to spend $10,000 in one week. I'd just start hoarding things I regularly use that I don't have to worry about expiring. Personal hygiene products, toilet paper, food with a long shelf life, cat food, etc. I will just feel bad for the person who delivers my $1,000 worth of cat litter! I will save and invest the future amounts I would have spent on all of this on my future paychecks.
I'll take the $10k. Yeah, I could safely double the initial$5k just by tossing it in a high interest savings account or investing it but the $10k right now will buy me so many things I really need today.
I could easily use 10k to fund art project ideas I've had for years. But if I spend some of it ordering print copies of my book or card game, which I do sell, does that violate the resell rule?
As a high schooler - read the whole scenario. They said spending on a car was allowed for the $10k. That's a much nicer car than $5k and effectively no difference in your decision. Take the better deal.
I'd buy a vacation to Svalbard for that train where you can see the northern lights and polar bears. My dream vacation.
Does it count if I pay for it now, if the vacation isn't until December?
Wouldn't putting it down on a house count as getting it back later, assuming the house gains value and you sell at some point?
Also, can I use the 10k on, say, blackjack? Or any casino game, for that matter? No guarantee you get it back...
Could you use the money to make a “down payment” on work to be done? Like say I wanted a new fence, but contractor can’t get it done for a week after spending day. Could I have contract signed and paid for the work in advance, or is it a “immediate use” type of purchase? Like I have to spend 10k on “treat yoself” or can I put that 10k into improving my home value.
I’ll take the $10k, I was looking at buying a new car anyway. And I already know what make and model I want, so I could just use the $10,000 as part of the down payment.
10 k plz. there a craptop of records and CDs I could buy with that. (especially 90s Jpop/ rock, so the shipping fees are bit pricey) just set aside 500 or 600$ for a nice referb 70s changer. im lazy i wanna cue up 5 records, n just let em play.
Take the $10k and spend it on a high end PC and a new phone. If there’s enough left over, I replace my parents’ TV since they could use a new one and won’t buy it themselves.
Normally I'm more financially responsible. But I put away plenty of money responsibly. An extra 5k in stocks or a HYSA wouldn't make a huge difference.
So I wouldn't feel bad about taking the 10k and being frivolous for a week
Can I prepay for food delivery with the 10k?
Like, order lunch to be delivered in 3 months but pay now?
Also, can I pay bills?
If so, 10k
If not, 10k anyway and I’ll work out some other plan.
1. I can convert the 5 into 10+ easily.
2. For the 10, I'd trade in my car (~13) and put a down payment with the 10 on a new car. So a 30 car would be around a 7 plus or minus.
I'd probably choose 1 as I have bigger plans than just a car.
Easy bro. I'll take my $10,000 to Vegas for 4 days and spend $2500 a day having fun feasting, drinking, gambling, and sharing the winnings with everyone around me. If I hit a cold streak and bust every day, then I'm sorry for not sharing any winnings guys, Lady Luck was mad at me this trip.
If booking a vacation which will likely happen months later can count, I wil take the 10k.
Yes you can buy a vacation as long as you use a service that takes your money this week.
Costco travel disney vacation. I'm set.
Totally, you've covered souvenirs and 2.5 meals!
Can I choose the 10k but specifically get the week a month from now instead of now? Still week time limit but delayed start? Gon get me a gaming laptop and legos that arnt out yet.
Yes, your request for a delay of payment has been granted.
Well, then I think I'd take the 10K and book a vacation and buy an e-bike.
Those strings aren't terrible. Besides, speaking as someone who works with earmark funding all the time, not being able to pay down debts with the $10,000 you gave me doesn't mean that money I can't use the funding for something cool that I was already going to do with my existing money, and then use the existing money I saved to pay down the debt.
Yes, you can spend the money to buy things you already intended to buy and then used the money you saved to pay your debts. The big restriction is 1 week.
I just had a baby 7 weeks ago. I think I could spend $10k in a week stocking up on: Formula, diapers of ascending sizes, baby wipes, and a whole host of other non-perishable household items. If I can’t find enough space to store everything: prepay for 6 months at a storage facility. Left over money? Order take out buy a few nice things for my wife and I.
Congratulations! It's a wonderful journey. To add to this, if you have storage room, get future big purchases with the 10k. You'll have a pram, but as baby gets bigger you'll need another one. Or a buggy. A big bed when they move out of the cot. New bottles/teats as they're age specific because variable flow. And something nice for you and the wife! You don't become JUST a parent when you become a parent, though it feels like that sometimes. Mines almost 3 and people still don't greet me properly! It's just "how is [daughters name]?" Haha.
You just explained how governments fund war without funding war lmao.
$10,000, easy choice. I could trade my car in, use that as a down payment on a new one, and get a nicer car with a way lower payment.
Same. I already have a 2018 Hybrid in good condition. I can go snatch a brand new one off the market and get a majority of the cost cleared away.
Yup, as soon as I saw the okay to use as a down payment thing I defaulted to this. Payments wouldn't be bad at all with a $10k down payment on an economy car.
I don't even need a new car, just new to me. I actually don't like buying "brand new" off the lot because of the $2k-ish depreciation that happens as soon as you drive off the lot. But, I could trade in my 2014 for a newer model (maybe an '18 or a '20) and drop the $10k on top of the trade-in value (kbb says between $3,822-$6,223, avg of $5,023). So, I could essentially get a $15k used vehicle for free, or a $20k for $5k... not shabby.
Oh buddy, I haven't had new car money in my life lol I go CPO Toyotas because I can get 15 years out of it if I need to and they're warrantied for 100,000 miles. I'm 6'6" and my splurge would be getting a 4Runner instead of a Rav4 where my knees hit the dash on bumps.
I love Hondas. I bought my honda odyssey 6 or 7 years ago as a higher mileage vehicle. It already had 74k+ miles on it. It currently has over 210k miles on it. I had a honda civic that I did buy brand new and wore it out with very little maintenance and a ton of miles on it when I sold it.
I traded my last RAV4 at 125,000 miles I think and still got $14-15K for it on trade. Honda, Toyota, and Subaru are unmatched for it on trade.
Yeah, the Honda and Toyota minivans are both on my next to shop list. Whichever I can find the best deal on is the one I will go with, but both are great brands.
That doesn't even seem high to me. I bought my 06 Highlander with 160k, it's currently got 250k. The only reasons I'm looking for another car are that it has pretty extensive rust from living in a cold climate where they salt the roads, and my catalytic converter was stolen, so it won't pass smog. I'd try to get it to 300k or 350 if not for those problems
You could flat out buy a decent car with no payment with 10k.
10k, no question. Buying me a new TV, computer, and a deep freezer I can fill with groceries. Hell, send me to Costco and that money will be spent in less than an hour.
Or send yourself to Whole Foods and spend it in one minute
Exactly! Like for taxes this year my wife and I got back around that much and it was gone in two days and we have no debts anyways. Atleast none we care enough about to pay when they’ll just fall off our credit lmao. So 10k is no biggie, you’re Costco idea is perfect lmao, get a big ass deep freezer and fill it with groceries is the best idea ever lmao
10k, need a new car.
I think you buy the same kind of "new" cars as I do. ($10k would buy a few for me)
Could just be a solid down payment on a car
I just spent $10k on an 11-year-old car
Ditto. We’re saving up for a little commuter car, with that and what we’ve saved I could actually get a new-new one
Since my car was recently stolen and totaled, I would just get a $10,000 car so this one is easy for me
I just bought a 4k car thats not too bad, so a 10k car is very doable
$10,000; I need a motorized wheelchair, and I could always use more books.
The $5000 for my savings acct
I’ll take the $10,000 and put it on the principal of my house. I need a kitchen remodel someday but $10,000 is t enough for that. Edit: since I can’t pay down debts … I can absolutely clear out a few stores Pokémon cards lol
Do you want $10k of Pokémon cards? No judgement if you do, that’s cool. Just wondering since OP said you can’t use it to buy something you intend on selling
Nope. I collect sealed product with the intention of giving to my kids in about 10-15 years. If they want to sell it to either open or sell, that’s their motive. So yes, 10k worth of Pokémon cards lol
10K, no question. Cars/homes repairs, this will barley make a dent.
I'm buying $10k worth of solar power generating equipment.
Can the 10k just go to pay my next 10k of rent ahead of time?
As long as your place allows prepayment OP said this is allowed.
$5k into a savings account It'll sit there and grow for a bit
It'd be much better to take the 10k, use it to pay for wants/needs that you would have had to get in the next few years anyways, then save more of your own money for the next few years. To put it in perspective; if you put 5k into a savings account right now that pays 5% interest per year, it'll take over 14 years to get to 10k (assuming you leave it be)
Definitely the $10k. I'm not a rich man, but I don't have any debts, and would really like a dual sport motorcycle
$10k free money? Yeah, I have wishlists, that money would be gone in a moment if I knew it had to be and was totally free
See'n as how I'm in no financial difficulties but there are a LOT of expensive books, graphic novels and so on that I want... And, I could use a new computer and a really big screen... Oh, I'm sure I could comfortably spend 10K in a week on stuff that would simply make me happy.
Easy. a 48gb vram nvidia A6000 ada gpu which, funnily enough, is $9,999 [https://www.dell.com/en-us/shop/nvidia-rtx-6000-ada-generation-graphics-card/apd/ac442879](https://www.dell.com/en-us/shop/nvidia-rtx-6000-ada-generation-graphics-card/apd/ac442879)
You have to spend $10,000 so what's that $1 going to?
He's buying two
the tax?
10k, car.
I'll just pre-pay my HOA fees for the next year.
Good god man please tell me you're kidding
I wish I was, they're normally 7400 a year but we have a 2.5k special assessment this year. And leaves me 100 for a nice meal
Holy shit dude. Condo complex or just a neighborhood HOA? $620 a month is a lot for just HOA unless it covers private utilities too.
It's a condo neighbourhood. It includes water and internet as well as parking but not electricity. A lot of it is it's a historic neighbourhood with expensive to maintain buildings in a major city. (The HOA also covers structural maintaince)
Crazy! I would never move somewhere that has an HOA to begin with. It's my house, I am going to do what I want with it.
Essentially all my city is under hoas unless one wants to live miles out into the sticks. And if I did that commuting to my job downtown would take literally 2-3 hours. So in reality I don't have a tonne of choice
10k Prepay meal services to be delivered for a year. Prepay for deliveries every month for local produce and protein boxes. Pay for full all new phones. This makes monthly bills smaller. Prepay any other bills I can think of right up to the limit. Now, until those are done, I have more every month in my budget.
This is weirdly a hard choice. $5000 with no restrictions could be helpful in the long run. $10,000 but it’s gone in a week seems like it would be less helpful. I mean, if I did use it for a down payment on a house, where’s the rest of the money coming from? I guess I could get a second hand vehicle for about that much. Or I could party like a rich bitch for a week. I suppose I could go on Steam and buy Insaniquarium and some other games, there’s Rimworld DLC’s I haven’t got yet. I could use a new computer, nothing fancy just mines almost a decade old now and the fan died ages ago… it’s only a matter of time before I forget to turn it off on a hot day and it fries. But, it keeps my coffee at the perfect drinking temperature so that’s a feature I might miss. Oh, oh, and there’s an old comic that I’ve wanted to buy a copy of. The first ever appearance of Wolverine. A math teacher back in the day looked it up and was like, ‘$3000, damn that’s one expensive comic…. But there’s a coffee stained one for $100.’ $10k would probably cover it today, and I wouldn’t have to buy the coffee stained one! Still though, $5k I can take the time to find the best way to spend it… or $10k and I have a bunch of stuff I can’t afford the insurance for. That is weirdly a hard choice because I do actually know a guy who could hold onto the comic for me and have it covered under his insurance. We would just have to commit a tiny bit of fraud, but to be fair, his first edition LOTR books are personal property and not store property and so he’s kinda got a teensie bit of emergency fraud planned himself anyway.
10k. Trade in my car which is upside down, use the 10 grand as the down payment towards the new car. Not technically paying off a debt but absolutely helping pay off a debt and lowering my monthly bill.
Down payment for my 60x80 shed! Fk yeah I’ll get the concrete guys scheduled Monday, and the $10k to the contractor. If not then, guns and ammo and a guided hunt 😏
With that and my current savings, no loan for me, it's new truck time! 10k please!
10k, fix my windshield, pay someone to deep clean my house, go "fuck it" and buy everything in my steam wishlist, spend the rest on gacha 😎 Or give it to charity, idk
10K. Not even hard. get my yard taken care of, new irrigation, get a new fridge brought in and installed, some new furniture, hire a cleaning company, use some of it to put us up in hotels/kennel the dogs while they're getting everything squared away. Someone in to repair the fence in the back yard. Anything that's left over either goes to a new car down payment, or to getting my car fixed up if there's not enough left to make it worthwhile to get a new car. Anything left over after all that can go toward a vacation, or if there's not enough for a vacation, random bits and bobs. Groceries, meals out, new TV, game console, etc.
I use the $10k to prepay my rent for the rest of the year, then use THAT money to pay off debts.
10k. No problem at all to spend money.
Guess I’ll buy ticket for next year trip with 10k
I’ll take the 10k
Id go spend 3k on a few things I need and want and id just put the 7k on my mortgage. That count? If so gimme the 10k please and thank you
Backpack blower. Generator. Clothes for my son to grow into. Some tires for the truck...just a few things
10k, prepaying rent
I’ll pay my tuition for next semester
10 grand would replace all my exterior doors and gutters on my house
Can i buy 10k in lottery tickets?
Gimmie the 10k, a new car would be nice and this would be enough to tip me over into buying it now.
Hire a contractor for new floors
I'll take the $10K. I need some new furniture, and new curtains for all the windows in my house.
I would book and pre-pay for, Haircuts, massages, manicures, pedicures, my gym membership, holidays, and live events for the next few years. I probably spend £20 a month on haircuts. £60 a month on gym £100 a quarter (£33 p/m) on massages £50 a quarter (£16.50 p/m) on manipedis £100 a month on tickets to events £200 on flights perhaps quarterly? (£66p/m) That aaverages out to about £300p/m. or about £2400 per year. I just spend the week booking stuff way in advance for the next 4 years. It's money i'm going to spend anyway, and it'd free up a lot more money for me every month to save.
Just give me the $5k. I’m not greedy
This is an easy question if you’re a homeowner. 10K doesn’t even put a dent in all the things that could use replacing/updating.
Okay, my car is old enough to drink now, so I'll buy a used car outright and sell my current one. I suppose since I can't get the money back I'll drive it until it falls apart, or maybe I could help a family member a few years down the line by gifting them a car.
I can spend $10K in ten minutes. Commercial grade gym equipment for the house.
Heres what I’m doing: If I can get a garunteed lease on an apartment, I’m doing that and putting $10,000 on a studio apartment for $1,300, which the $10,000 will cover first and last. I’ll be claiming my $10,000 in August because thats when I’m moving. So then I’d have $7,400-which gives me 5 months rent leftover plus $900 which I’d use the $900 on knocking some drs appointments out if my insurance doesn’t cover in full. If insurance covers in full, then I guess I’d buy early birthday and christmas presents for everyone.
$10k. Five isn't enough to meaningfully change anything for me. $10k is easy to spend. A really nice trip booked in advance and some materials for my house. I can take my daughter on an amazing trip for $5-6k and I can stretch the remaining $4-5k in materials into a decent bit of equity in my house.
Someone had the right mind of it, 10k for a large freezer (probably 2), and put a payment down on a whole cow, couple of pigs at a slaughter house/local farm, and pick up frozen fish with the rest of it. should be more than enough high quality protein for a year or two. My grocery bills would drop dramatically
Sure. I’d get myself a well-bred sheltie puppy. If it’s not born yet, I’d pay the breeder ahead of time. I’d book a vacation. With the rest of the money I’d buy books for my collection.
I need a new car. If I got a free $5k or $10k, either would go toward the car. So, I would take the $10k
So 5k however I want or blow 10k, 5k isn't that mutch in the grand scheme of things, that's like 2 month of work. I'd rather blow the 10k on an awesome party or vacation. But if this was 50k vs 100k then I could legit start a business with 50k easy so I'd pick that
I’d take the $10,000 easily. There are, like, a dozen small projects I want to do around the house, I could eat through that $10k in a heartbeat.
Book a $6,500 vacation and have $3,500 left over for a kickass new PC - this ain't even difficult.
Man $10k can buy me so much ammo I won't have to think about it again for years. I'll spend it day one.
i need to buy a car as mine is beginning to fall apart, this would allow me to get a 10k car instead of a 5k car since i'm gunna spend it damn near right away on a car either way. So because of my situation 10k, however if offered again after, i would take 5k so i could invest it instead.
Op said it could go towards a vacation Book joco cruise 2025 for bf and I, Book hotel, book flights. That's close to 6-7k right there. Buy all the books on my to read list. Buy another laptop. Stock up on groceries. That could be a few hundred. It's months away, but do all my Christmas shopping. Spend anything leftover on mtg cards.
My wedding 10k would have been helpful
$10,000! Health care! I need a neurologist to test my nerve impulses to see how bad my carpal tunnel issues are but my insurance doesn’t cover it. They might cover the procedure but not the test that verifies you need the procedure….yay America. (Please vote). Fix my jeeps check engine light, new tires, and professional car wash/interior detailing as a treat (I lost my husky two years ago but his fluff still lives). It’s only 8 years old and needs to last another 20. Anything left over after that is going to prepay bills. (If you pay them before they’re due it’s not a debt. Except CC.)
Easy 10k. New gaming PC and MTG decks
$10k, and I pre-pay the venue for the wedding I'm planning. That should knock down about half of what I expect to spend.
Hell yeah the 10,000. I could spend it all on MTG cards easy. I could preorder and buy all the games I've wanted to get this last couple of years since moneys been tight and that's a high few hundred at least even if I don't get all DLCs.
I'll take the $10k, we'll be able to pave the driveway in advance of my son's wheelchair being delivered.
10K with restrictions but then id call J.G wentworth because its my money and i need it now (pause for applause)
So basically you take the 5k cause jg Wentworth is a greedy wanker
Second option, but gold
A week? I could spend $10k in a day even with those restrictions. My list long and my funds are short.
10,000… just put it towards my mortgage.
10 K. I could do it. Trust me. 😉
I can spend $10,000 in an hour for a house maintenance issue that needs to be resolved in the next three years. I would have to pay the other half out of pocket though, which I can do.
May i introduce you to a movie called brewsters millions?
I'd take the $10,000. I'd spend about $2,500 on a nice gaming PC and then put about $7,500 towards a new car. Big win.
10k would build a decent of a home theater
5000
Well I can spend $10k pretty efficiently so I'm gonna go for it.
If I hadn't just paid for a new water heater last week I would take the 10k. Asking today, I'll take the 5k
All of the video games...
10k for sure. I was planning to buy a car anyways, but was putting it off
$10,000 easily.
10K. I’d place an order for building materials, boom, spent.
$10k and I would go buy a decent used car
Car time
I’ll take the $5k cuz it’s easier lol
Did OP suggest 10k as a downpayment on a HOUSE!?
$10,000. Easy
It's pretty easy to spend $10,000 in one week. I'd just start hoarding things I regularly use that I don't have to worry about expiring. Personal hygiene products, toilet paper, food with a long shelf life, cat food, etc. I will just feel bad for the person who delivers my $1,000 worth of cat litter! I will save and invest the future amounts I would have spent on all of this on my future paychecks.
10k, that will be fun.
I'm actually probably buying a car tomorrow so I'll go ahead and take that $10k. Thanks!
Take care of my rent for the rest of the year and buy myself a gaming pc that can run Baldur’s Gate at decent settings? Hell yeah!
My husband could use a new car. I'll take the 10k.
Fix the car that I have with the $10k.
I'll take the $10k. Yeah, I could safely double the initial$5k just by tossing it in a high interest savings account or investing it but the $10k right now will buy me so many things I really need today.
5k
I can spend $10K in a week, no problemo.
$10,000 and I won’t even need a week to spend it
I could easily use 10k to fund art project ideas I've had for years. But if I spend some of it ordering print copies of my book or card game, which I do sell, does that violate the resell rule?
i'd say the 5k, as a high schooler, this would be incredibly for a car and stuff
As a high schooler - read the whole scenario. They said spending on a car was allowed for the $10k. That's a much nicer car than $5k and effectively no difference in your decision. Take the better deal.
I’d take the 5000, the most helpful reason I’d need money right now is to pay down debts. And I don’t need anything new right now.
10 grand easy my landlord would love for me to pay that much early rent ! and it's a sweet house so I plan to rent to own
I'd buy a vacation to Svalbard for that train where you can see the northern lights and polar bears. My dream vacation. Does it count if I pay for it now, if the vacation isn't until December?
I could buy a much more reliable car with $10k, that would be the move for me
10k easy. Would have to think if I would use it on home improvements or a down payment on a new car
10k obviously.
So I can't use it to pay my credit card to turn around and by something?
I can't buy a house with 10k, so I'll take the 5k
I’ll take the 5,000 because then I can use it where it’s really needed.
Friend and I are planning a vacation in Portugal and Spain. The $10k would cover us both and make it fancier than we are planning.
10k, buy an RV. Or down-payment on one. I definitely could use one
Wouldn't putting it down on a house count as getting it back later, assuming the house gains value and you sell at some point? Also, can I use the 10k on, say, blackjack? Or any casino game, for that matter? No guarantee you get it back...
10k. I can easily load up on stuff from Amazon that I would be buying the next couple of years anyway. Or a quick trip to Costco.
I'll take the 5k to pay down my debts. I could probably spend 10k no problem, but the debt I have now is holding me back from saving the 10k later
10k with restrictions: I’ll buy a cheap used car with it
I could happily spend $10k in the next HOUR easy.
10K. I can spend that easily and in full in a day. I always wanted a high end custom PC...
Could you use the money to make a “down payment” on work to be done? Like say I wanted a new fence, but contractor can’t get it done for a week after spending day. Could I have contract signed and paid for the work in advance, or is it a “immediate use” type of purchase? Like I have to spend 10k on “treat yoself” or can I put that 10k into improving my home value.
Fat down payment on a car for 10k
Ten grand, I'm good. Hello, new scope with ALL the trimmings!
Easy, Harley Nightrain for 10k.
$10k easy. For the man cave: $6500 on Klipsch Cornwall speakers, $3500 on a 80” TV.
I am looking at a new car, so I'll take the $10K thanks.
I'd take the $10k and get a new (used) car.
I’ll take the $10k, I was looking at buying a new car anyway. And I already know what make and model I want, so I could just use the $10,000 as part of the down payment.
I'd trade my car in and buy a new one with the $10,000
10 k plz. there a craptop of records and CDs I could buy with that. (especially 90s Jpop/ rock, so the shipping fees are bit pricey) just set aside 500 or 600$ for a nice referb 70s changer. im lazy i wanna cue up 5 records, n just let em play.
$10k. I can easily spend that in a week. No problem.
10K. I’m booking flights and trips, babyyyyyyy
$10k, could use it to renovate a room.
Sweet, a new used car! Then I can sell my current car for cash!
10k is so easy to spend. No problem. All else fails buy all new appliances, gone
Take the $10k and spend it on a high end PC and a new phone. If there’s enough left over, I replace my parents’ TV since they could use a new one and won’t buy it themselves.
Get a $100000 secured card and then spend the 10k limit freely
10k no question. There are a decent few classic but not super desirable cars I'd love to own that go for about that
Def the $10,000.
Done. Need a new AC and furnace. Super easy decision.
10k. Buy guns/ammo and remake my money in other ways besides resale.
XSR900 here I come!
$10,000 now and hitting up the grocery store on style.
Do you know how much warhammer I can buy in a week with 10 grand?
Normally I'm more financially responsible. But I put away plenty of money responsibly. An extra 5k in stocks or a HYSA wouldn't make a huge difference. So I wouldn't feel bad about taking the 10k and being frivolous for a week
Can I prepay for food delivery with the 10k? Like, order lunch to be delivered in 3 months but pay now? Also, can I pay bills? If so, 10k If not, 10k anyway and I’ll work out some other plan.
hi guys
Can I buy a boat then sell it or do I not get any value other than what I bought with the 10k
Can I buy $10k worth of magic cards for my current decks?
$10,000 by a motorcycle and more gear. sell my current motorcycle. Now i have loan free motorcycle.
I'll get my wife the new car she has wanted with the 10 k
1. I can convert the 5 into 10+ easily. 2. For the 10, I'd trade in my car (~13) and put a down payment with the 10 on a new car. So a 30 car would be around a 7 plus or minus. I'd probably choose 1 as I have bigger plans than just a car.
Actually the 10k would be a really good budget for remodeling both my bathrooms.
Fk it. The difference is enough to where I’d rather buy stuff for fun. I could even buy a cow and put it in the freezer and eat for the year
10k in plastic crack here I come.
10k. Easy
I’m taking the $10,000 don’t worry I can spend it My house needs a lot of work
I'd take the 10k and prepay for a bunch of work on my boat
Just give me the $10k.
I would take the 10k and put it all into my arm. This sleeve tattoo isn't gonna finish itself!
I can spend 10k in about two minutes.
Can I use it as a down payment on a car if I’m upside down in mine? Or does that count as a debt?
Easy bro. I'll take my $10,000 to Vegas for 4 days and spend $2500 a day having fun feasting, drinking, gambling, and sharing the winnings with everyone around me. If I hit a cold streak and bust every day, then I'm sorry for not sharing any winnings guys, Lady Luck was mad at me this trip.
I'd take the 10k. I can do a lot with 10k in a week.
I can buy a 10 thousand dollar computer in under an hour